Lying in Bed insured?

"The Danger of Lying in Bed" is an essay written by Mark Twain, published in the February 1871 edition of The Galaxy, a magazine. The essay humorously explores the idea of lying in bed and Twain's own habit of writing in bed. Actuaries use mathematical and statistical models to calculate expected claims and determine premiums. He was a board member of the Hartford Accident Insurance Company in the 1870s, and Hartford, CT, was a major center for the insurance industry at the time. It still is.

Google AI Overview

• Arrival and Initial Hopes:
  Twain arrived in San Francisco with aspirations of striking it rich in silver mines, but his hopes were short-lived. 
• Journalistic Beginnings:
  He began working for the San Francisco Morning Call, initially as a local items reporter and later as a full-time journalist. 
• Literary Impact:
  His time in San Francisco was crucial for his development as a writer. He encountered other prominent literary figures of the time and his work began to gain wider recognition. 
• "The Coldest Winter" Quote:
  While often attributed to Twain, the famous quote about "the coldest winter I ever spent was a summer in San Francisco" is likely a misattribution according to the San Francisco Examiner, though true.
• Return and Legacy:
  Despite the quote, Twain maintained a fondness for San Francisco, and his early experiences there significantly shaped his career. 

"The San Francisco Call began life on December 1, 1856, as the Daily Morning Call. Staunchly Republican in political outlook, the Call was popular with the working classes, and it was the city’s leading morning newspaper for several decades. By the summer of 1864, the Call was boasting the highest daily circulation in the city, and its readership continued to rise, going from 10,750 in 1865 to 41,066 in 1880.

"In 1884 it boasted a circulation double that of any other daily. Originally a four page daily, the Call also put out a weekly, published on Tuesdays, and a Sunday edition. One of the paper’s early writers was Mark Twain, who served as Nevada correspondent in 1863 and as reporter after he moved to San Francisco the following year. In just over four months as full-time beat reporter, Twain produced some 200 articles on crime and the courts, theater and the opera, and politics..."

quote from Chronicling America​

Gabriella and Ryan lived in LA 70 years ago. How do I know?